Analysis of Factors That Influence The Sustainability of Businesses of Micro Small And Medium Enterprises (MSMEs)

International Journal of Economics and Management Studies

© 2019 by SSRG - IJEMS Journal

Volume 6 Issue 10

Year of Publication : 2019

Authors : Lusy, V. Devina

10.14445/23939125/IJEMS-V6I10P108

How to Cite?

Lusy, V. Devina, "Analysis of Factors That Influence The Sustainability of Businesses of Micro Small And Medium Enterprises (MSMEs)," SSRG International Journal of Economics and Management Studies, vol. 6,  no. 10, pp. 56-60, 2019. Crossref, https://doi.org/10.14445/23939125/IJEMS-V6I10P108

Abstract:

Micro Small and Medium Enterprises (MSMEs) are the main drivers of economic growth wheels that are able to absorb labor and are able to make a significant contribution to the Gross Domestic Product (GDP. This research was conducted in Sidoarjo Regency covering 11 BPR and is a qualitative research. The respondents of this study were twenty-six (26) who were SMEs. The results of this study indicate that SMEs have a good business continuity through loans provided by rural banks in Sidoarjo Regency. Other results show an increase both in terms of income and the addition of existing assets, an increase in the amount of labor used, and an increase in a more prosperous standard of living. In the initial stage, there are those who do not yet have employees, but after their business develops with the existence of credit from BPR, MSME entrepreneurs are able to have employees and some even increase the number of employees. From this study it can be concluded that the credit given by BPRs has a significant role in the progress of MSMEs as evidenced by an increase in the living standards of MSMEs who have become more prosperous with an increase in their incomes. Through this research, it is hoped that the Government will pay more attention to BPRs, in the form of policies that enable BPRs to survive facing competition, especially from commercial banks.

Keywords:

Micro Small and Medium Enterprises (MSMEs), Rural Credit Banks (BPR), Revenue, Prosperous.

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