“Management of Loan and Advance of Cooperative Banks - A special reference in Uttar Kannada District”

International Journal of Economics and Management Studies

© 2017 by SSRG - IJEMS Journal

Volume 4 Issue 5

Year of Publication : 2017

Authors : Jyothi .B. Katti ,Dr. Rathod Motilal

10.14445/23939125/IJEMS-V4I5P113

How to Cite?

Jyothi .B. Katti ,Dr. Rathod Motilal, "“Management of Loan and Advance of Cooperative Banks - A special reference in Uttar Kannada District”," SSRG International Journal of Economics and Management Studies, vol. 4,  no. 5, pp. 68-76, 2017. Crossref, https://doi.org/10.14445/23939125/IJEMS-V4I5P113

Abstract:

When one feels to satisfy his needs, he is required to follow the principle “I for you and you for me.” Loan is an art because they trade with other people’s money deposited with the full confidence that it will be repaid on the due date. Loans are promises for future payments from the point of view of borrower. It is the confidence felt in the future solvency of a person in order to enable him to obtain the property of others for use as a loan. In this research analysis of four division of Cooperative Bank and the performance appraisal of the banks under study, in the sphere of loan and advance. They are: Karwar Division: Akshay Cooperative Credit Society Bank Ltd, karwar ,Sirsi Division: The Sirsi Souhadra Co-operative Bank Ltd, Sirsi ,Kumata Division: Kanara District Credit Cooperative Bank, Kumata and Bhatkal Division:The Bhatkal Co-operative Bank, Bhatkal. An effort is made to use those devices, which analyse the profitability position of the banks. The following types of tools and techniques of analysis are used under the study: Standard Deviation,Co-efficient of Variance and Single Factor Analysis of Variance (ANOVA).

Keywords:

Co-Operative Banks, Loan and Advance, Analysis and Interpretation.

References:

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2) Sirsi Urban Souhardha Sahakari Bank Ltd. in the year 2010-11 to 2014-2015.
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